Established in 2005, HOS Financial has been recognized as a National Industry Leader for Rent to Own Investing since the introduction of its Lease to Own Program in 2006. To date, we have executed over 650 Rent to Own Projects with a Real Estate value exceeding $208 million. We continue to provide Quality Rent to Own, Real Estate Investment Opportunities with the highest emphasis on risk mitigation and exit strategy. We’ve seen a surge in inquiries for our program due to recent tightening of mortgage lending guidelines.
A successful project is the result of a corporate strategy based on strong process controls, unparalleled underwriting guidelines and credit management featuring debt remedy which helps to minimize tenant default rates. We have demonstrated, the success of our program is the result of proper evaluation of the tenants financial position and strategies to improve their ability to qualify for an exit mortgage at the end of a 3 to 5 year term.
Our socially conscience investors enjoy higher than average rates of return, some of the highest security deposits in the industry and impressive cash on cash ratios compared to many other investment strategies all while helping local families purchase their dream home.